Simple, visual tools that make personal finance understandable — without pressure or advice.
Explore calculatorsWe turn abstract financial ideas into something you can see and test. Try the FIRE Calculator below:
Money feels scary when it’s unclear. Most people aren’t bad with finances — they’re navigating systems they don’t fully see.
Small, invisible decisions add up. A one-percent management fee. A product you don’t quite understand. Advice that’s technically “fine,” but never explained.
None of this means financial advisors are bad. Many are excellent. But even good advice can be expensive if you don’t understand what you’re paying for — or why.
We built yrfi to make the mechanics visible, so you can ask better questions, spot unnecessary costs, and avoid learning the hard way — years later, when the math finally becomes obvious.
One clear financial idea per week. No spam. No hot takes. Just the quiet costs and tradeoffs most people never see.