Start Building Your FI Plan.
YrFi helps you understand your money so you can reach Financial Independence. Sooner, smarter, and on your terms.
YrFi Number Calculator
You will need:
1,000,000
to retire with a 4.00% withdrawal rate
YrFi Is Not Just a Tracker
Learn the why behind your money with real tools for budgeting, tracking, and long-term FI planning.
Build a Real Budget
Forget templates. YrFi helps you create a personalized budget that reflects your actual habits and goals—no spreadsheets required.
Try It Now →
Sequence of Returns
Sequence of returns risk can derail even the best FI plan. YrFi gives you interactive tools to prepare for retirement realities.
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Start Building Toward Financial Independence
No fluff. No bloated dashboards. YrFi gives you the tools you need to plan, track, and grow — all without breaking your budget.
Starter Plan
$0
per month
- Track all generic income streams and spending categories
- Create a simple FI-friendly budget
- Get visual clarity on your monthly cash flow
- Set savings or debt reduction goals
- Access to our support desk
Pro Plan
$3.99
per month
- Track custom income streams and spending categories
- Advanced charts and savings simulations
- Access all YrFi financial planning tools
- Track FI progress and withdrawal strategy
- Priority support via our support desk
Testimonials Coming Soon
Real voices from the YrFi community are on the way - stay tuned for insights, praise, and lessons from everyday users building toward financial independence.
YrFi Blog
Tips, truths, and lessons about money and independence. Quick reads, zero fluff.
The Cost of Waiting
Waiting to invest could cost more than you think. This post breaks down the math.
Sequence of Returns Impact
How would your retirement future be impacted if it lost 50% in your first year of retirement?